Give your website a premium touchup with these free WordPress themes using responsive design, seo friendly designs www.bigtheme.net/wordpress
Loan Programs
You Want
One of my favorite things about Southwest Funding is their wide selection of loan programs which helps me close even the toughest loans. Go with Southwest Funding and you will not regret it!
The more loan programs, the more times you can say yes.
You're our Customer. We’re here to help you succeed. Our loan programs give you the ability to work with more borrowers.
See what loan programs we have to offer:
620+ FICO on conforming conventional
Financed properties up to 10 N/O/O
Only one score reporting OK with DU approval
Properties one day off market OK for R&T refi
No minimum number of tradelines – DU
No DTI restrictions – DU
Appraisals waivers (PIW) allowed on DU Refi Plus if allowed by AUS
Rental income without landlord history
DU Refi Plus to 150% LTV/CLTV with 620 FICO if AUS approved
80% LTV cash out with MI approval
Lender paid MI; single premium & financed MI
HomeStyle Renovation program available
Escrow Holdback Repairs up to $5k
Texas Cash Out (A6)
FNMA Home Ready
580+ FICO
We take DU and LP
Cash-out to 100% allowed
Minimum 600 FICO VA IRRRL, no income, mortgage only
VA IRRRL with AVM
Escrow Holdback Repairs up to $5k
Manual underwriting allowed; AUS refer allowed
96.5% LTV on purchases for 580+ FICO
97.75% LTV on R&T refi or 85% cash-out
90% LTV for 560-579 FICO
No DTI restrictions on 580+ FICO, follow AUS; 560-579 DTI cap at 43%
Manual underwriting allowed
Borrowers with no credit score OK
No VOR unless required by DU findings
Mortgage lates OK if AUS approved, excluding C/O
One day off of market for cash-out refi; property to be off market prior to date of loan application
HUD REO $100 Down allowed
Back to Work program
We take DU and LP
Escrow Holdback Repairs up to $5k
203(k) Purchase and Streamline
600+ FICO
600-639 refers OK
640+ FICO GUS accepts, no overlays
Manual underwriting allowed
2 years seasoning on short sales w/compensating factors and valid LOEs
USDA Pilot Refi program
Escrow Holdback Repairs up to $5k
620 min FICO for streamlines, no appraisal, no income, mortgage only credit report with score
