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Loan Programs

You Want

I have witnessed a progressive group striving to increase efficiency, product availability, and support services
David Hernandez
Branch Manager

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The more loan programs, the more times you can say yes.

You are our Customer. We are here to help you succeed. Our vast number of loan programs give you the ability to work with a wide range of borrowers.

See what loan programs we have to offer:

  • 620+ FICO on conforming conventional
  • Financed properties up to 10 N/O/O
  • Only one score reporting okay with DU approval
  • Properties one day off-market okay for R&T refi
  • No minimum number of tradelines – DU
  • No DTI restrictions – DU
  • Appraisals waivers (PIW) allowed on DU Refi Plus if allowed by AUS
  • Rental income without landlord history
  • DU Refi Plus to 150% LTV/CLTV with 620 FICO if AUS approved
  • 80% LTV cash-out with MI approval
  • Lender-paid MI; single premium & financed MI
  • HomeStyle Renovation program available
  • Escrow holdback repairs up to $5k
  • Texas cash-out (A6)
  • FNMA HomeReady
  • DACA