Florida Mortgage Broker Opportunities

With the overhaul of our industry through government reform and field compliance issues growing, the flight to the mortgage banking side of the industry is the place to be. Many Mortgage Brokers and Loan Officers are opening retail mortgage branch offices with Southwest Funding.

Here are some of the benefits:

	100% Commission Payouts: Many experienced Loan Officers in broker shops, banks and credit unions earn only 35% - 75% of the fees and YSP. Southwest Funding retail mortgage branch managers are paid 100% of the fees and YSP less a small administration fee and in some cases a few bps.
	Multi-State Licensing: The new SAFE Act has made a licensing a difficult course to navigate. Our compliance experts walk you through every step of the process and do much of the work themselves, keeping you free to originate. We have the state licenses already in place enabling you to start originating much sooner. With the ability to originate mortgage loans in other states, imagine how many more loans you would be able to close.
	A Complete Solution: Overnight, Mortgage Brokers and Loan Officers can level the playing field with the large banks. The mortgage broker can still continue as an entrepreneur while gaining the strength of the larger mortgage bank - Southwest Funding, without the bureaucracy - it's the best of both worlds. You focus on originating loans and we take care of the rest!
	Compliance: Originators express that they're sleeping uneasily because of compliance changes. Southwest Funding has compliance experts on staff to ensure that not only are loan files compliant and quality-assured but also that individual Loan Officer and branch licenses are current and maintained. We stay up to date with the industry changes and train you on what you need to know. Southwest Funding is also actively involved with industry associations and maintains close working relationships with regulators to help shape new regulations. We also ensure that all advertising pieces are compliant in terms of equal housing, annual percentage rates (APR's), licensing and state disclosures.
	Accounting and Support Services: Our accounting department takes the back-office load off of you. All payroll is issued through our corporate office so you can focus on originating. The KeyTeam, our support group, helps you with anything and everything - whether it is a loan product question, assistance getting setup or any other help, the KeyTeam is your direct line to quick help. All of this frees time for you to do what you do best - originate.
	Mortgage Banker Status: Everyone likes to deal with a "direct lender." This is true of borrowers and of referral partners. As a mortgage banker, your retail mortgage branch has the ability to use our banking division where we underwrite, close and fund loans all from our corporate office. Nothing is outsourced or sent off site giving both us and you more control over the process.
	Loan Programs: With an expansive approved wholesale lender list and complete in house banking division loan programs, you will never lose a deal to another lender because of a product or program. There is no "first right of refusal" on any loan, you choose the lender each and every time. We offer FHA, VA, USDA, HECM, FNMA, FHMLC and portfolio products that many smaller brokers do not have the capability to do.
	Yield Spread Premium: Not having to disclose yield spread premiums is a major advantage of Southwest Funding versus strictly brokering. With our mortgage banking division, the YSP is not required to be disclosed on the HUD-1 as we are the lender and fund the loan with our own money. But, unlike most mortgage bankers, Southwest Funding still allows you to broker as many loans as you would like to our vast approved wholesale lender list, even on FHA loans! We give you the flexibility other companies do not offer.
	Information Technology: Loans can be submitted and locked online, conditions can be cleared and pipelines monitored around the clock. We are paperless in all our departments. Our mortgage branch employee resource center has everything you need to be successful. With a proprietary system that has been continuously updated and improved over the last 6 years, no other company offers the technology platform of Southwest Funding. Marketing support, Operations, Compliance, Message Board, Email, Loan Central and much more are available online for your convenience.

Florida Retail Mortgage Branch Opportunities are available now. Get started by giving us a call at 877-878-8989 or let us know how to contact you at Apply Now

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