Since 1993, Southwest Funding has been the industry leader
in stable long-term retail mortgage branch opportunities. We
are not a mortgage net branch but rather a mortgage retail
branch. There are many advantages to our company.
Some of the benefits include...
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A Turnkey Solution:
We provide you with the support and resources
necessary to operate a mortgage company - both as a
mortgage banker and a mortgage broker. Do you want to level the playing field with larger banks? The
mortgage broker can still continue as an entrepreneur while gaining the firepower of the
larger mortgage bank - Southwest Funding, without the bureaucracy - it's the
best of both worlds.
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Multi-State Licensing:
Do you have friends or family in other states? Are you
interested in purchasing leads away from home? Securing
state mortgage licenses independently takes a mortgage broker many months and thousands
of dollars. Southwest Funding already has these licenses in
place. We also have the experience and state agency
relationships in place to get new or transfer loan
officer licenses handled so you don't skip a beat.
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100% Commissions: Many
experienced Loan Officers in brokerages, banks and credit unions earn only 35% -
75% of the commission. Whether you choose to broker
your loan or bank the loan in house, the commission is
still 100%. Southwest Funding only charges a small flat
fee and in some cases a few bps to the mortgage retail
branch. The accounting is clear and payroll is on time,
every time!
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Mortgage Compliance:
Mortgage
Brokers and Loan Officers express that they're sleeping uneasily because of compliance pressures.
With the flood of industry changes, it's hard to keep
up with what is law, what will be law, and what is
currently being proposed. Southwest Funding has compliance experts on staff to ensure that not only are
file flows compliant and quality-assured but also that individual Loan Officer
and branch licenses are current and maintained. We
offer training so you can be prepared when industry
changes take effect. We also ensure that all
advertising pieces are compliant in terms of equal housing, annual percentage
rates (APR's), licensing and state disclosures.
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Nondisclosure of YSP: Not having
to disclose yield spread premium is a major advantage of Southwest Funding.
When acting as a mortgage banker, the YSP or SRP is not
disclosed. The Southwest Funding Banking Division makes
this possible with their excellent pricing, service and
expansive programs. But, unlike most mortgage bankers
and mortgage net branch companies, Southwest Funding
still allows you to broker as many loans as you would like to our vast approved
wholesale lender list, even on FHA loans! The choice
is yours.
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Direct Lender
Status: Mortgage Brokers have taken the heat in recent
years over the real estate market. With Southwest
Funding you can act as a direct lender and remove
yourself from any negative feelings borrowers may have
about working with Mortgage Brokers.
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Broad Product Offerings: With an
expansive approved wholesale lender list and complete in house product
offerings, you will never lose a deal to another lender because of a product or
program. There is no "first right of refusal" on any loan, you choose the lender
each and every time. We offer FHA, VA, USDA, FNMA, FHMLC and portfolio products
that many mortgage brokers and even some mortgage net
branch companies do not have the capability to do.
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Accounting and Support Services:
Our accounting department takes the back-office load off of you. This frees time
for you to do what you do best - originate. Our
KeyTeam is a group of specialized and dedicated group of
employees who do nothing but work to help you. The
support you will find with a Southwest Funding retail
mortgage branch is unmatched in the industry.
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Technology: Mortgage loans can be registered
and locked online, conditions can be cleared and pipelines monitored around the
clock. We are paperless. Our mortgage branch resource center has everything you need to
be successful. Marketing support, Operations, Compliance, Message Board, Email,
Loan Central and much more. Everything can be done
from your computer any time and anywhere. When you need
to talk to someone, we are available by phone or even in
person at our corporate office.
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Arkansas Retail Mortgage Branch
Opportunities are available now. Get started by giving us a call at 877-878-8989
or let us know how to contact you at
Apply Now
