Alabama Mortgage Broker Opportunities

Mortgage Brokers and Loan Officers are joining Southwest Funding more so now than ever before due to the ever changing regulatory requirements which make mortgage banking more appealing.

Many benefits include...

	A Turnkey Solution: Overnight, mortgage brokers can level the playing field with larger banks. The mortgage broker can still continue as an entrepreneur while gaining the firepower of the larger mortgage bank - Southwest Funding, without the bureaucracy - it's the best of both worlds. The Mortgage Broker can also choose to bank or broker each and every mortgage loan.
	100% Commissions: Many experienced Loan Officers in brokerages, banks and credit unions earn only 35% - 75% of their originated yields. The difference in income to a Loan Officer can be dramatic! The increase in product offerings enables both Mortgage Brokers and Loan Officers the ability to close more mortgage loans.
	Multi-State Licensing: Securing state mortgage licenses independently takes a mortgage broker many months and thousands of dollars. Southwest Funding on the other hand, already has these licenses in place. This affords the mortgage broker an expanded universe of homeowners to serve. With the new SAFE act regulations, licensing can be complicated but Southwest Funding makes it easy.
	Broad Product Offerings: With an expansive approved wholesale mortgage lender list and complete in house product offerings through the Southwest Funding Banking Division, you will never lose a deal to another lender because of a product or program. There is no "first right of refusal" on any loan, you choose the mortgage lender each and every time. We offer FHA, VA, USDA, FNMA, FHMLC and portfolio products that many smaller mortgage brokers do not have the capability to do.
	Nondisclosure of YSP's: Not having to disclose yield spread premiums is a major advantage of Southwest Funding versus strictly brokering mortgage loans. But, unlike most mortgage bankers, Southwest Funding still allows you to broker as many loans as you would like to our vast approved wholesale mortgage lender list, even on FHA loans!
	Direct-Lender Status: Everyone likes to deal with a "direct lender." This is true of borrowers and of referral partners. When you choose to work with the Southwest Funding Banking Division as a mortgage banker, your direct lender status will strengthen the relationships with your Realtors, builders and borrowers.
	Compliance: Increasingly, mortgage brokers express that they're sleeping uneasily because of compliance pressures. Southwest Funding has compliance experts on staff to ensure that not only are file flows compliant and quality-assured but also that individual Loan Officer and branch licenses are current and maintained. We also ensure that all advertising pieces are compliant in terms of equal housing, annual percentage rates (APR's), licensing and state disclosures. The new regulations can be a mess to sort through but we have done the work for you!
	Accounting and Support Services: Our accounting department takes the back-office load off of you. This frees time for you to do what you do best - originate. Our KeyTeam is available to answer any question about anything, whatever you need help with. The accounting department makes sure payroll is on time and that commissions are calculated correctly.
	Technology: Loans can be registered and locked online, conditions can be cleared and pipelines monitored around the clock. We are paperless. Our branch resource center has everything you need to be successful. Marketing support, Operations, Compliance, Message Board, Email, Loan Central and much more. You won't find anything like it at a mortgage net branch company, our system is proprietary.

Southwest Funding has proven to me to be the premier mortgage branch opportunity. I've worked for different mortgage brokers for years and found this company to be "top notch". After I stopped working for other mortgage brokers I thought seriously about getting my own broker license for my own mortgage company. As you may know, it was a pain and way too much red tape. I searched for a long time before I came across Southwest Funding. I found them to be a highly reputable mortgage branch company with a lot to offer. They had so many unique features about them. There are no hidden fees or agendas. What they say, they will do. You are paid on time every time! Southwest Funding has great tech support. They do business with cutting edge technology which makes closing loans that much simpler. They have an awesome compliance department as well. They are there every step of the way for you. If and when you're audited, they make the process easy and give you everything you need to complete it successfully. It's a great feeling to have essentially your own mortgage company and the backing of highly regarded company. They are a mortgage branch company with great experience in the mortgage industry and the service is exceptional. Every time you call, they are waiting to help you. I can't say enough about Southwest Funding. They are very supportive and truly want to see you succeed. I'm so glad I chose them and they chose me. One of the best career decisions I've ever made. Southwest Funding is definitely here to stay! I'm proud to be apart of an awesome thriving organization.
Cameron James, Branch Manager #891

Alabama Retail Mortage Branch Opportunities are available now. Get started by giving us a call at 877-878-8989 or let us know how to contact you at Apply Now

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